FINANCING

Auto loan calculator

Compare auto loan payments, financed taxes and fees, total interest, and faster repayment.

Your scenario

All amounts are in US dollars. Start with the example, then enter your numbers. Results update as you type.

Calculation inputs stay in this page’s memory and are not submitted as a lead. Requesting contact is a separate step.

ILLUSTRATIVE EXAMPLE

See what the numbers say.

Regular monthly payment: $554.43
Amount financed: $28,000.00
Total interest: $5,266.01
Payoff in months: 60
Interest saved by extra payments: $0.00

Estimates, not quotes, approvals, appraisals or guaranteed returns.

View monthly repayment schedule

Payments include entered extra principal and any final balloon.
Month	Payment	Interest	Principal	Balance
1	554.43	163.33	391.10	27,608.90
2	554.43	161.05	393.38	27,215.52
3	554.43	158.76	395.68	26,819.84
4	554.43	156.45	397.98	26,421.86
5	554.43	154.13	400.31	26,021.55
6	554.43	151.79	402.64	25,618.91
7	554.43	149.44	404.99	25,213.92
8	554.43	147.08	407.35	24,806.57
9	554.43	144.70	409.73	24,396.84
10	554.43	142.31	412.12	23,984.72
11	554.43	139.91	414.52	23,570.20
12	554.43	137.49	416.94	23,153.26
13	554.43	135.06	419.37	22,733.88
14	554.43	132.61	421.82	22,312.06
15	554.43	130.15	424.28	21,887.79
16	554.43	127.68	426.75	21,461.03
17	554.43	125.19	429.24	21,031.79
18	554.43	122.69	431.75	20,600.04
19	554.43	120.17	434.27	20,165.77
20	554.43	117.63	436.80	19,728.97
21	554.43	115.09	439.35	19,289.62
22	554.43	112.52	441.91	18,847.71
23	554.43	109.94	444.49	18,403.22
24	554.43	107.35	447.08	17,956.14
25	554.43	104.74	449.69	17,506.45
26	554.43	102.12	452.31	17,054.14
27	554.43	99.48	454.95	16,599.19
28	554.43	96.83	457.60	16,141.58
29	554.43	94.16	460.27	15,681.31
30	554.43	91.47	462.96	15,218.35
31	554.43	88.77	465.66	14,752.69
32	554.43	86.06	468.38	14,284.32
33	554.43	83.33	471.11	13,813.21
34	554.43	80.58	473.86	13,339.35
35	554.43	77.81	476.62	12,862.73
36	554.43	75.03	479.40	12,383.33
37	554.43	72.24	482.20	11,901.13
38	554.43	69.42	485.01	11,416.12
39	554.43	66.59	487.84	10,928.28
40	554.43	63.75	490.69	10,437.60
41	554.43	60.89	493.55	9,944.05
42	554.43	58.01	496.43	9,447.62
43	554.43	55.11	499.32	8,948.30
44	554.43	52.20	502.24	8,446.06
45	554.43	49.27	505.16	7,940.90
46	554.43	46.32	508.11	7,432.79
47	554.43	43.36	511.08	6,921.71
48	554.43	40.38	514.06	6,407.66
49	554.43	37.38	517.06	5,890.60
50	554.43	34.36	520.07	5,370.53
51	554.43	31.33	523.11	4,847.42
52	554.43	28.28	526.16	4,321.27
53	554.43	25.21	529.23	3,792.04
54	554.43	22.12	532.31	3,259.73
55	554.43	19.02	535.42	2,724.31
56	554.43	15.89	538.54	2,185.77
57	554.43	12.75	541.68	1,644.08
58	554.43	9.59	544.84	1,099.24
59	554.43	6.41	548.02	551.22
60	554.43	3.22	551.22	0.00

How this calculator works

Financed principal = price − down payment + financed fees. Apply fixed-rate monthly amortization to that principal.

Assumptions to check

Enter trade-in net equity as part of the down payment after accounting for any trade-in debt.
Insurance, maintenance and registration paid separately are excluded. Payments assume monthly interest and a fixed note rate; actual lender rounding and timing can differ.